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Florida Luxury Homes For Sale /  

Florida Short Sales | Daytona Beach | Ormond Beach | Port Orange | Ponce Inlet

Other Great Deals:

...SEE CURRENT SHORT SALES BELOW...

Selling a home short, is the sale of your house in which the proceeds fall short of what you still owe on the mortgage.   Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when an owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes.

Deed in Lieu (also known as a deed in lieu of foreclosure)

A deed in lieu is a means of escaping an overly burdensome mortgage. If a homeowner can't make the mortgage payments and can't find a buyer for the house, many lenders will accept ownership of the property in place of the money owed on the mortgage. Even if the lender won't agree to accept the property, the homeowner can prepare a quitclaim deed that unilaterally transfers the homeowner's property rights to the lender.

Quitclaim Deed

A deed that transfers whatever ownership interest the transferor has in a particular property. The deed does not guarantee anything about what is being transferred, however. For example, a divorcing husband may quitclaim his interest in certain real estate to his ex-wife, officially giving up any legal interest in the property.

For all the homeowners who are upside down and can no longer make their mortgage payment (because of either a job loss, divorce, or an option ARM which is re-casting (resetting higher), up to now the only option was, letting the bank foreclose. That's not really a good option since a foreclosure can damage your credit record for at least 10 years. But some experts are now advocating a "short sale." This is a case of a distinction with a difference: If your bank agrees to a short sale, you then can hire an agent to find a buyer for the house, you sell the house for a loss, and with the bank's blessing, they agree to eat the loss (although they could still demand the homeowner make some kind of payment or share the loss).

Many times, you'll also need to scale back your own spending. Putting expensive jewelry on your credit card will make a bank less inclined to do you any favors on the sale of your home. And be prepared that if your bank does absorb the loss, the IRS might treat that as taxable income and you'll have to come up with the cash to cover the taxes.

Of course, the better option is to find some way to stay in the house—by first, seeing if the lender is willing to restructure the loan, or forgo a couple of monthly payments to help you get back on your feet. Apparently, more and more lenders are willing to make accommodations to avoid taking the property back. Banks hate to take over homes, especially in a declining market, so you shouldn't underestimate the willingness of a bank to make concessions.

Be the first to know about new short sales

Please contact us if you feel that you would like to sell your home quickly. We generally maintain a list of buyers who are looking for short sales. Please click here if you would like to be added to our wait list.

 





See more properties for sale below


MLS #471321 | Ormond Beach Home for Sale
$199,900.00

Ormond Beach Home for Sale

3 Bedroom 3 1/2 bathrooms in 2486 TOTAL sqft. Cathedral Cielings, Fireplace, Inlaw Unit.

MLS #480315 | Port Orange Home for Sale - Great Price - Short Sale
$99,000.00

Port Orange Home for Sale - Great Price - Short Sale

Neat and clean. Good starter, rental or retirement second home. A/C is 2yr new. Great location, close to everything, in a good school district. One of a very few in this price range. Being sold `As is` but inspections are welcome. Owner is a lic. realtor.
MLS #475186 | River Front Intra-Coastal Homes
$799,000.00

River Front Intra-Coastal Homes

Short Sale!!!!!!!!!!!! Subject to bank approval!
We are ready to submit offers at $799k. Unbelievable price for 100' of panoramic deep water river frontage. great lot depth too. Owner is beyond motivated and must sell. this home has undergone an extensive and dramatic remodel . there are possibilities for more additions to make this property perfection. already in place all of the essentials with new metal roof, new flooring, new doors, new sliders, new bathrooms. everything new is top of the line. travertine floors in living area with cathedral ceilings and skylights. the living area and master bedroom are open, light & bright across the back with beautiful views of intracoastal through the wood and glass anderson sliding doors. the kitchen is huge and open and a great place for entertaining. granite counter tops, new stainless appliances and jenn air cooktop. wine fridge too! this home is very modern and the bathrooms are gorgeous with stone and marble showers. there is potential to make another master suite on the intracoastal with just a wall. seawall, dock, and boat lift and a great location on the intracoastal with marsh views. come see this show place and fall in love. information and sizes are approximate and deemed to be accurate but not warranted. 2 bedroom, 3 bathroom, 2729 sqft

Ocean Front Condo - Ocean Villas - Short Sale

Third party approval may be required to make all the numbers work (PRELIMINARY WORK WITH BANK HAS ALREADY BEEN DONE). OWNER SAYS MAKE IT GO AWAY IN 1 WEEK. BEST PRICE UNTI IN THIS GREAT BUILDING IN A LONG TIME. Where can you find 3 BRs at this price? 3rd BR just needs a closet or use the one close by in the hallway! There is no comparison to this building and unit in Daytona Beach Shores! Diplomat floor plan Unit has a glass railing balcony overlooking the ocean with a built in Summer Kitchen for outdoor cooking and grilling! Enter Private Master Suite through an elegant 8x9 sitting room, Master bath with Jacuzzi jetted tub, His and Hers Shower heads. Gas fireplace in the Living Room creates an incredibly upscale seaside environment, True Chefs Kitchen with gorgeous Granite Counters, Italian made Cherry finished Cabinets, Top-of-the-line Stainless Steel Appliances. Stainless decorator range hood and Kitchen Island, Kohler designer plumbing fixtures, 9'and more ceiling, 2-step crown molding, and 5 1/4 baseboards, Laundry sink, Generous recessed lighting, southern exposures on all units, 2 pets under 60 lbs. each. Zen garden and Infinity -edged pool, Owners Club, Spectacular porte cochere entrance and award-winning lobby with concierge desk. Salt water protection package for windows and slider doors. Semi-private elevator to magestic double front entry doors and exquisite 16x16 tiled foyer. This is NOT your typical beach condo!
Priced at $469,900.00 |

MLS #449212 | Ponce Inlet Florida Oceanfront Condominiums For Sale - Short Sale
$529,000.00

Ponce Inlet Florida Oceanfront Condominiums For Sale - Short Sale

SHORT SALE. Seller beyond motivated and will now pay 1 yr association fees for new buyer. They are losing 125k at the closing table. This is a direct oceanfront sixth floor south east end unit. Look at them all and you will see that this is it. Stunning ocean views from almost all rooms. This unit has been completely remodeled. The new features include beautiful wood kitchen cabinets, granite countertops, new appliances, new tile floors throughout, and including new interior doors and fresh paint. This unit comes furnished. It has a large balcony that wraps around. Do not wait, these remodeled units rarely become available. Building will soon have a brand new roof. Seller will pay the assessment.
3 bedroom, 3 bath, Unit 608
MLS #468541 | Ocean Quest Condo - Short Sale
$349,000.00

Ocean Quest Condo - Short Sale

DIRECT OCEANFRONT IN MUCH SOUGHT AFTER BUILDING IN PONCE INLET. GREAT OCEAN VIEWS FROM MASTER SUITE AND ALL LIVING AREAS. TILE THROUGHOUT, INSIDE WASHER'DRYER AND LARGE MASTER BATH WITH DUAL VANITIES AND GARDEN TUB. OFFERED AT AN INCREDIBLE VALUE AND OWNER IS VERY MOTIVATED!!

CLICK HERE FOR JACKSONVILLE, FLORIDA DEALS OF THE MONTH - MUST SEE!!!!


MLS #491087 | WATER FRONT ESTATE in NEW SMYRNA BEACH FOR SALE
$995,000.00

WATER FRONT ESTATE in NEW SMYRNA BEACH FOR SALE

Private Waterfront estate in gated community located on 75 acre freshwater lake - only 10 minutes to town and 15 minutes to beachside! Every wall in house is insulated and doors are solid core. Insulated attic area with A/C for storage. Over 6,500 sq. feet of pavers lead to a double car garage on west side and a triple on the east. This home has 5 bedrooms, 5.5 baths, 5 car garage, theatre, game, and hobby rooms and a 3rd. floor observatory. Huge balcony for watching sunsets and large windows for natural light. Upper and lower covered porches on rear of home overlook the pool area and lake. Downstairs Master is handicap friendly. “Safe room” has full bath attached. Granite countertops throughout – 4 wet bars inside and 1 by the pool. There is a formal dining room and a living room with wood burning fireplace. Both master suites offer a separate master sitting area and the Master upstairs offers a morning bar. Enjoy boating, skiing or relaxing on your own custom beach. Too many extras to list! It is a MUST SEE.

This listing is UNDER CONTRACT
MLS #502468 | New Smyrna Beach Residential 3 Bedrooms / 2 Bathrooms For Sale, Pre-foreclosure, Short Sale 838 15th Ave
New Smyrna Beach, FL 32169
ROLLOVER TO VIEW 9 PHOTOS
$202,000.00
($171.00/sqft)
New Smyrna Beach Residential For Sale
3 beds, 2 baths, 1180 living sqft

Pre-foreclosure - short sale contracts subject to 3rd party approval. list price may not be sufficient to cover costs. 1st lender's value came in at $202,000 march 2010. 2nd lender needs to approve. this home is a gem! the main house is a 3/3. ...
Top Features: for sale, pre-foreclosure, short sale , Lot SQFT: 1837sqft , Built in  1973
MLS #501806 | Port Orange Residential 3 Bedrooms / 2 Bathrooms For Sale, Short Sale, Bank Owned Deep Forest 925 Sandcrest Dr
Port Orange, FL 32127
ROLLOVER TO VIEW 7 PHOTOS
$128,640.00
($80.00/sqft)
Port Orange Residential For Sale
3 beds, 2 baths, 1608 living sqft

Nice clean home with a fresh coat of exterior paint. Move in ready & not a short sale or bank owned property. Tile floors, window coverings and new appliances. Pleasure to show and priced to sell.
Top Features: for sale, short sale, bank owned , Subdivision: Deep Forest , Lot SQFT: 2454sqft , Built in  1978 , Maint Fees: $20.00
MLS #501420 | Daytona Beach Riverview Residential 2 Bedrooms / 3 Bathrooms For Sale, Short Sale Indigo 266 Glenbriar Cir
Daytona Beach, FL 32114
ROLLOVER TO VIEW 11 PHOTOS
$125,000.00
($58.00/sqft)
Daytona Beach Residential For Sale
2 beds, 3 baths, 2166 living sqft

Price reduced $24,000.00 since 2/18/10 | Short sale! What an opportunity! This hom has 2 traditional bedrooms and 2 full baths downstairs. Upstairs is a super flexible loft and full bath - use it as a guest bedroom, den/office, media area..... your call. It gets better this neighborhood ...
Top Features: for sale, short sale , Riverview , Subdivision: Indigo , Lot SQFT: 3270sqft , Built in  1989 , Maint Fees: $455.00
MLS #502450 | Deltona Residential 3 Bedrooms / 2 Bathrooms For Sale, Short Sale Deltona Lakes 651 Outrigger Dr
Deltona, FL 32738
ROLLOVER TO VIEW 12 PHOTOS
$109,900.00
($97.00/sqft)
Deltona Residential For Sale
3 beds, 2 baths, 1134 living sqft

Stop this is your new home! this home has been completely upgraded in the last few years. brand new wood cabinets, silestone counters, top of line stainless appliances with extended warrantys to 2011. trane air conditioner, tankless hot water ...
Top Features: for sale, short sale , Subdivision: Deltona Lakes , Lot SQFT: 1674sqft , Built in  1987
MLS #499950 | Daytona Beach Riverfront Residential 2 Bedrooms / 1.5 Bathrooms Pool For Sale, Short Sale Mitchell Place 106 Mitchell Place Unit: 106
Daytona Beach, FL 32118
ROLLOVER TO VIEW 10 PHOTOS
$106,000.00
($98.00/sqft)
Daytona Beach Residential For Sale
2 beds, 1 baths, 1 half baths, 1080 living sqft

Price reduced $13,000.00 since 1/19/10 | Perfect for 1st time homebuyers! Still time to take advantage of Tax Credit! Owner will consider 'LEASE TO OWN' option if qualified. HUGE PRICE REDUCTION! Beautiful views! Terrific Riverfront buy! This Riverfront gem won't last long with tasteful ...
Top Features: for sale, short sale , Riverfront Has a pool , Subdivision: Mitchell Place , Lot SQFT: 1200sqft , Built in  1972 , Maint Fees: $200.00
MLS #502431 | Ponce Inlet Oceanview Golf Course Residential 2 Bedrooms / 2 Bathrooms For Sale, Short Sale, Bank Owned 4650 Links Village Dr Unit: 105
Ponce Inlet, FL 32127
ROLLOVER TO VIEW 12 PHOTOS
$219,900.00
($153.00/sqft)
Ponce Inlet Residential For Sale
2 beds, 2 baths, 1438 living sqft

Not a short sale or bank owned! private first floor overlooking putting green, tennis courts, gorgeous plantings! exquistely furnished and custom painted! over 9" ceilings, corian counters throughout kitchen and baths,18" tile, open floor plan,split ...
Top Features: for sale, short sale, bank owned , Golf Course , Oceanview , Lot SQFT: 1438sqft , Built in  2003 , Maint Fees: $1,353.00
MLS #500766 | Ormond Beach Residential 4 Bedrooms / 3 Bathrooms Pool For Sale, Short Sale, Remodeled Bellewood 893 N. Halifax Dr.
Ormond Beach, FL 32176
ROLLOVER TO VIEW 10 PHOTOS
$299,000.00
($103.00/sqft)
Ormond Beach Residential For Sale
4 beds, 3 baths, 2906 living sqft

Price reduced $15,000.00 since 2/3/10 | Sellers have been transferred and they say SELL! This is the best deal on the North Peninsula as 4 bedrooms are rare. This house is in perfect condition. It sits high on a dune. It is approx 3000 sqft of L.A and was totally remodeled in last ...
Top Features: for sale, short sale, remodeled Has a pool , Subdivision: Bellewood , Lot SQFT: 3481sqft , Built in  1958
MLS #502195 | Ormond Beach Lakefront Residential 2 Bedrooms / 2 Bathrooms Pool For Sale, Short Sale 1155 Ocean Shore Blvd Unit: 406
Ormond Beach, FL 32176
$223,900.00
($177.00/sqft)
Ormond Beach Residential For Sale
2 beds, 2 baths, 1262 living sqft

Estate sale! this is not a short sale! this is not a side view but a straight ahead direct view of the "world's most famous beach"! directly on ormond's traffic free beach. spacious with fabulous ocean views as the floor to ceiling windows ...
Top Features: for sale, short sale , Lakefront Has a pool , Lot SQFT: 1262sqft , Built in  1971 , Maint Fees: $325.00
MLS #492790 | Port Orange Residential 3 Bedrooms / 2 Bathrooms For Sale, Short Sale Pinnacle Park 930 Wingate Trl
Port Orange, FL 32128
ROLLOVER TO VIEW 12 PHOTOS
$199,900.00
($130.00/sqft)
Port Orange Residential For Sale
3 beds, 2 baths, 1538 living sqft

Price reduced $20,000.00 since 8/4/09 | Port orange, pinnacle park3br/2ba/2cg contemporary home built in 2006. plenty of cabinets in tiled eat in kitchen, plus breakfast bar, overlooking living, dining great room. large master has double sink vanity, garden tub plus separate glass ...
Top Features: for sale, short sale , Subdivision: Pinnacle Park , Lot SQFT: 1938sqft , Built in  2006 , Maint Fees: $89.00
MLS #498807 | Port Orange Residential 3 Bedrooms / 2 Bathrooms Pool For Sale, Short Sale Pinnacle Park 926 Wingate Trl
Port Orange, FL 32128
ROLLOVER TO VIEW 7 PHOTOS
$199,900.00
($129.00/sqft)
Port Orange Residential For Sale
3 beds, 2 baths, 1551 living sqft

Price reduced $20,000.00 since 12/17/09 | Short sale - all papers have gone to lender, signed by owner. close to schools and shopping. pinnical park offers a community pool for residents. open bright floor plan, split bedrooms. great opportunity for a first time buyer. receive credit ...
Top Features: for sale, short sale Has a pool , Subdivision: Pinnacle Park , Lot SQFT: 2148sqft , Built in  2005 , Maint Fees: $96.00




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